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Insular Life: College Provider and Sure Cash for Kids

Getting your child the best education is a challenge that every parent is willing to take. Quality education is essential in achieving their big dreams in the future. This is why, in the midst of growing financial worries, parents work doubly hard to prepare for their children’s future educational needs.

Family savings may not be enough to cover college tuition fees and other expenses especially with the increasing school expenses every year. Many parents try alternative ways to earn extra income such as putting up small business and taking extra part time jobs.  Some prefer    investing in companies which have made a mark and have a proven track record in the industry, like Insular Life. These are good options to consider in getting profitable investments that offer better returns.

Insular Life remains to be the largest Filipino life insurance  company, celebrating 101 years of unparalleled and continuous service to old and new generation of Filipinos.

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  • College Provider is a 5-pay educational plan that provides a college cash fund for your child at age 17. It also provides a life insurance benefit for your child equivalent to the college fund until he reaches age 21. On top of this, College Provider has a built-in waiver of premium payments, wherein the policy will be considered fully paid should the parents or the payor meet an untimely death or suffers from total and permanent disability. The policy will then provide a pre-college cash allowance equivalent to 10% of the face amount until age 16 to finance for your child’s elementary and high school education.
  • Sure Cash for Kids is a 5-pay, 15-year savings and investment plan for your child that offers guaranteed yearly cash payouts and lump sum cash benefit with built-in life insurance protection. Yearly cash payouts equivalent to 10% of the maturity value will be given from the end of the 5th policy year to the end of the 14th policy year amounting to 100% of the maturity value. A lump sum cash benefit equivalent to 100% of the maturity value will also be given at the end of the 15th policy year. Your child is also covered with a life insurance protection for 15 years with the face amount increasing to 200% on the 4th policy year up to the 15th policy year.

Saving for your child’s education is a top priority, so preparing for it now can save you from possible financial troubles in the future.  Address your child’s needs today.

For more details on College Provider and Sure Cash for Kids, call Insular Direct at 878-1818 local 5403 or 892-3171 or email then at idirect@insular.com.ph