In Demand Business for 2013

We know that the money is always present in the business and not through employment. So if you want your money to luxuriate and increase your income, putting up a business is the thing that you should consider. However, bear in mind that establishing a business is not as easy as it should be plan by: time, effort, and budget. If this three core has been prepared, the next thing to consider is the industry where you want to get involved to. This 2013, here are some of the industry that will have its growth:

1. Fashion/ GarmentsContinue reading

Bank Promos this Summer 2013

Bank greatly helps us to save or secure our money without worrying, why? Simply because it is safe from theft, second, it helps us to collect money aside from money transfers wherein there are charges for their service fee, and you can have the privilege of having loans and exclusive promos of the bank. This summer, what are the promos that the bank can offer:

1. EastWest Bank. Enjoy an exclusive rate of P4,700 net per room per night, good for two adults, and two children at Thunderbirds Resorts in Antipolo. Continue reading

Affordable Summer Fun Activities

Chills late at night, turned off aircon and electric fan is almost over as the wind of summer is getting nearer! What are the things that come to your mind when the heat is on? Here are some of the to-do lists this summer that are affordable.

1. Appreciate the sunset. Of course, that is not the only thing that you have to do. The best way to appreciate sunset is by looking at it near shores like Roxas Boulevard, Manila and dine at the nearest restaurant at Mall of Asia. Of course, if you want to have fresh air, there are beaches at Laiya, Batangas that are very cheap yet white sands will linger in your feet. Laiya White Cove and Virgin Beach Resorts are just the samples.

2. Water Spa. Hearing the word spa Continue reading

Cashout Payment in Nuffnang

This is the third time that I requested for cashout payment in Nuffnang. I installed Nuffnang ads in the mid of 2010 and got my first payment after a year. The minimum cashout payment is Php2,000. That means that you have to reached the minimum threshold before you can actually request for payout. There is an announcement about the plans in payment processing and I think it will be effective next year so to Nuffnang members it is better to be updated.

The payment is in the form of cheque but I emailed their staff if I can receive the payment through my bank account. They replied and thankfully, they granted my request. I sent them my bank account details and after a week they deposited the payment I requested to my bank account.

Nuffnang Payment terms Continue reading

David Consunji, the 5th Billionaire in the Philippines 2012

“If there’s a problem, there must be a solution.” David Consunji.

Came from a middle-class family, a 92-year old David Consunji is ranked by Forbes as the 5th richest man in the Philippines with net worth of $2.7 Billion as of June 2012. Mr. Consunji is the founder and the Chairman of DMCI Holdings, Incorporated specializing in Construction Industry but also holds Semirara Mining Corporation (mining), DMCI-MPI Water Company (Maynilad Water Services), and DMCI Power Corporation (energy).

David Consunji- Filipino Billionaire

David Consunji- Filipino Billionaire, credit:

David Consunji was a concrete inspector in Pandacan, Manila in 1954 then Continue reading

Philippines as fastest-growing Asian economies from April to June 2012

The economy of the Philippines has been evaluated for the second quarter (Q2), from April to June 2012 and the good news is, The Philippines has preserved its position as one of the fastest growing economies in the entire region wherein China ranked first (7.4%), second is Indonesia (6.37), and third is Philippines (5.9%)

The Socioeconomic Planning Secretary Arsenio Balisacan, compared last Q2 of 2011 to Q2 of 2012, a big difference occurred as Philippines only have 3.6% last year which only proves that its economic standing is having a recovery because of improved economic activities. What are these activities that helped Philippines to rise from its breakdown? Continue reading

Success story behind National Book store

“The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather in a lack of will.” – Vincent T. Lombardi

Success story behind National Book store

(Rags to Riches Entrepreneur) 

Socorro Ramos definitely did not have  the lack of will as she was the success behind National Book Store. When she was a child, Mrs. Ramos sold bananas, mangrove roots, nuts, vinegar to help her grandmother in Santa Cruz, Laguna. When she was seven years old, their family moved to Manila to make a living as her widowed mother needed to provide the needs of her six children.

Success story of National Bookstore

Success story of National Bookstore

The teenage days of Socorro were spent being the factory worker and were able to graduate from high school as an honor student. Socorro then became a sales lady at the Goodwill Book Store, then a small shop owned by her brother. Continue reading

Sunlife Products and Services

Sun Life of Canada (Philippines) Incorporated is running here in Philippines since 1895 and today they are offering Life Insurance, Accidental Insurance, Pension Plans, and Mutual Funds. Briefly, I am going to discuss about Education Plans, Pension Plans, and Savings Plans

Savings Plans
It is not important how much you earn, Continue reading

Philamlife Products and Services

There has been lots of financial insurance here in Philippines but the “Anong plano mo? Usap tayo” has been a famous line and sometimes a lead to crack a joke. I don’t want to quibble any longer, I just want to talk about the no. 1 life insurer in the Philippines, that celebrated its 65th Anniversary at Makati Shangri-la Hotel, Philam Life, AIA group Company.

PhilAm Life products & services are Protection, Savings, Retirement, Education, Investments and OFWs so here are some detailed informations of their services.


  • Ages 0 – 65 years old can have PhilAm Savings but for minors, a payor other than the proposed insured is required.
  • Let’s say the minimum face amount you want is P100,000.
  • Annual payment is P31,906 so it means you have to pay P2,660 per month for five years in total of P159,530 which they call the total premium.
  • On the 6th year, all the money that you’ve deposited for the past 5 years can now be gained.
  • Since your face amount is P100,000 and the lump sum endowment is 200%, Continue reading

Boutique schedule for promos and sale

Boutique promos and sale 2012

Boutique promos and sale 2012

Sales from SM Malls are officially over but this doesn’t necessarily mean that sales from boutiques had ended. Well, Filipinos love to haggle to the vendors in Divisoria or Greenhills Shopping Center to minimize their expenses in shopping. So, what would you expect when major malls advertise they’re having sales? There’s nothing I can say for we know there are people who are brand conscious so here’s the perfect list for you!

Boutique schedule for promos and sale 2012

Mossimo – From July 6 – August 6 , 2012 they are 70% off on selected items and have the best fashion designer clothes in your wardrobe.

Oxygen – Shocking sale for Oxygen until the 31st of July! Continue reading